People celebrating this festive season are being encouraged to have a #FraudFreeXmas and stay alert to fraudsters taking advantage of the time of year, as Action Fraud reveal the 12 frauds of Christmas.
Action Fraud, the national fraud and cybercrime reporting service, has launched a Christmas campaign, revealing 12 fraud types to look out for throughout the festive season. People are being encouraged to stay extra vigilant online, and in person, as criminals will be seeking to take advantage of the time of year whilst people celebrate Christmas and the festive season.
What are the 12 frauds of Christmas?
- Phishing
- Pet fraud
- Online shopping fraud
- Social media and email account hacking
- Courier fraud
- Romance fraud
- Gift card fraud
- Charity fraud
- Investment fraud
- QR code fraud
- Holiday fraud
- Ticket fraud
What can you do to protect yourself from fraud this Christmas?
- Protect your online accounts: the password you use for your email account should be different from all your other passwords for online accounts. Use three random words to create a strong and memorable password, and enable 2-step verification (2SV).
- Do your research: make sure you do a thorough online search before making any big financial decisions. Check the authenticity of the company or organisation before making any investment, donation to charity or booking tickets for a concert, event or holiday.
- Be cautious about how you send money: avoid paying via bank transfer and don’t be pressured into transferring large sums of money. Any trusted organisation will not force you to transfer money on the spot and only a fraudster will try to rush you. For making purchases online, use a credit card if you can.
- Be wary of unsolicited emails, texts, QR codes or contact on social media: from seeing unbelievably good deals on tickets or holidays, to seeing a suspiciously cheap prices on items advertised, always double check the authenticity of what you are going to buy online before making a purchase or paying upfront fees.
- Report suspicious emails by forwarding them to: [email protected]
- Report suspicious text messages or spam calls free of charge to 7726
If you’ve lost money or provided your financial information to someone, notify your bank immediately and report it to Action Fraud at actionfraud.police.uk or by calling 0300 123 2040. In Scotland, call Police Scotland on 101.